Kredivo
Introduction
Kredivo gives customers instant credit financing for ecommerce purchases and personal loans based on real-time decisioning.
Supported Countries
- Vietnam 🇻🇳
Available Payment Methods
| Payment Type | Payment Method Key | Currency | Status | Sandbox Availability |
|---|---|---|---|---|
| BNPL | KREDIVO_BNPL | VND | ✅ | ✅ |
Miscellaneous Details
Vietnam
-
Refunds can be initialized from the merchant portal, Partial refunds are not supported for VND currency
-
In Order details following fields are mandatory:
- Id
- Name
- Quantity
- Price
- Additional Details - Type
- Additional Details - URL
-
In Billing details following fields are mandatory:
- Billing Name
- Billing Email
- Billing Phone
-
In Shipping details following fields are mandatory:
- Shipping Name
- Shipping Phone
- Shipping Address - Line 1
- Shipping Address - Line 2
- Shipping Address - City
- Shipping Address - State
- Shipping Address - Country Name
- Shipping Address - Postal Code
- Shipping Address - Country Code
Sandbox
Use following values in embedded JS code to pay via Kredivo channel
"pmt_channel": "KREDIVO",
"pmt_method": { Any of above given payment method keys },
Credentials
| country | serverKey |
|---|---|
| Vietnam | cHAi_sAnDbOX |
Test user data for Kredivo BNPL payment method
| Country | Number | PIN | Limit | OTP |
|---|---|---|---|---|
| Vietnam | +84-900000000 | 447462 | Unlimited Credit | 4567 |
| Vietnam | +84-900000001 | 447462 | 5 million VND | 4567 |
Sample payload for initiatePayment
{
"key": { portone_key},
"merchant_order_id": { merchant_order_id },
"amount":100000,
"currency": "VND",
"signature_hash": { signature_hash },
"order_details": [{
"id": "1",
"name": "item1",
"quantity": 1,
"price": 100000,
"additional_details":{
"type":"item-type",
"url":"item-url"
}
}],
"billing_details": {
"billing_name": "First Middle Last",
"billing_email": "[email protected]",
"billing_phone": "+8959893980"
},
"shipping_details": {
"shipping_name": "First Middle Last",
"shipping_phone": "8959893980",
"shipping_address": {
"line_1": "Line 1",
"line_2":"Line 2",
"city": "City",
"postal_code": "400202",
"state": "State"
"country_code": "VN",
"country_name":"Vietnam"
}
},
"success_url": "https://dev-checkout.portone.cloud/success.html",
"failure_url": "https://dev-checkout.portone.cloud/failure.html",
"pmt_channel": "KREDIVO",
"pmt_method": { Any of above given payment method keys },
"description": "Payment for the order #42140324",
"environment":"sandbox"
}
Sample payload for paymentLink
{
"portone_key": {portone_key},
"merchant_details": {
"name": "Test Company",
"back_url": "https://dev-admin.portone.io",
"promo_code": "NA",
"promo_discount": 0,
"shipping_charges": 0
},
"signature_hash": {signature_hash},
"amount": 100000,
"currency": "VND",
"country_code": "VN",
"merchant_order_id": {merchant_order_id},
"order_details": [{
"id": "1",
"name": "item1",
"quantity": 1,
"price": 100000,
"additional_details":{
"type":"item-type",
"url":"item-url"
}
}],
"billing_details": {
"billing_name": "First Middle Last",
"billing_email": "[email protected]",
"billing_phone": "+8959893980"
},
"shipping_details": {
"shipping_name": "First Middle Last",
"shipping_phone": "8959893980",
"shipping_address": {
"line_1": "Line 1",
"line_2":"Line 2",
"city": "City",
"postal_code": "400202",
"state": "State",
"country_code": "VN",
"country_name":"Vietnam"
}
},
"success_url": "https://dev-checkout.portone.cloud/success.html",
"failure_url": "https://dev-checkout.portone.cloud/failure.html",
"expiry_hours": 48,
"source": "api",
"description": "Payment for the order #42140324",
"show_shipping_details": false,
"show_back_button": false,
"default_guest_checkout": true,
"is_checkout_embed": false,
"environment": "sandbox"
}
Reference links
Updated about 1 month ago