Introduction

Kredivo gives customers instant credit financing for ecommerce purchases and personal loans based on real-time decisioning.


Supported Countries

  • Vietnam 🇻🇳

Available Payment Methods

Payment TypePayment Method KeyCurrencyStatusSandbox Availability
BNPLKREDIVO_BNPLVND✅✅

Miscellaneous Details

Vietnam
  • Refunds can be initialized from the merchant portal, Partial refunds are not supported for VND currency

  • In Order details following fields are mandatory:

    • Id
    • Name
    • Quantity
    • Price
    • Additional Details - Type
    • Additional Details - URL
  • In Billing details following fields are mandatory:

    • Billing Name
    • Billing Email
    • Billing Phone
  • In Shipping details following fields are mandatory:

    • Shipping Name
    • Shipping Phone
    • Shipping Address - Line 1
    • Shipping Address - Line 2
    • Shipping Address - City
    • Shipping Address - State
    • Shipping Address - Country Name
    • Shipping Address - Postal Code
    • Shipping Address - Country Code

Sandbox

Use following values in embedded JS code to pay via Kredivo channel

    "pmt_channel": "KREDIVO",
    "pmt_method": { Any of above given payment method keys },

Credentials

countryserverKey
VietnamcHAi_sAnDbOX

Test user data for Kredivo BNPL payment method

CountryNumberPINLimitOTP
Vietnam+84-900000000447462Unlimited Credit4567
Vietnam+84-9000000014474625 million VND4567

Sample payload for initiatePayment

{
    "key": { portone_key},
    "merchant_order_id": { merchant_order_id },
    "amount":100000,
    "currency": "VND",
    "signature_hash": { signature_hash },
    "order_details": [{
        "id": "1",
        "name": "item1",
        "quantity": 1,
        "price": 100000,
        "additional_details":{
            "type":"item-type",
            "url":"item-url"
        }
    }],
   "billing_details": {
        "billing_name": "First Middle Last",
        "billing_email": "[email protected]",
        "billing_phone": "+8959893980"
    },
    "shipping_details": {
        "shipping_name": "First Middle Last",
        "shipping_phone": "8959893980",
        "shipping_address": {
            "line_1": "Line 1",
            "line_2":"Line 2",
            "city": "City",
            "postal_code": "400202",
            "state": "State"
            "country_code": "VN",
            "country_name":"Vietnam"
        }
    },
    "success_url": "https://dev-checkout.portone.cloud/success.html",
    "failure_url": "https://dev-checkout.portone.cloud/failure.html",
    "pmt_channel": "KREDIVO",
    "pmt_method": { Any of above given payment method keys },
    "description": "Payment for the order #42140324",
    "environment":"sandbox"
}

Sample payload for paymentLink

{
    "portone_key": {portone_key},
    "merchant_details": {
        "name": "Test Company",
        "back_url": "https://dev-admin.portone.io",
        "promo_code": "NA",
        "promo_discount": 0,
        "shipping_charges": 0
    },
    "signature_hash": {signature_hash},
    "amount": 100000,
    "currency": "VND",
    "country_code": "VN",
    "merchant_order_id": {merchant_order_id},
    "order_details": [{
        "id": "1",
        "name": "item1",
        "quantity": 1,
        "price": 100000,
        "additional_details":{
            "type":"item-type",
            "url":"item-url"
        }
    }],
   "billing_details": {
        "billing_name": "First Middle Last",
        "billing_email": "[email protected]",
        "billing_phone": "+8959893980"
    },
    "shipping_details": {
        "shipping_name": "First Middle Last",
        "shipping_phone": "8959893980",
        "shipping_address": {
            "line_1": "Line 1",
            "line_2":"Line 2",
            "city": "City",
            "postal_code": "400202",
            "state": "State",
            "country_code": "VN",
            "country_name":"Vietnam"
        }
    },
    "success_url": "https://dev-checkout.portone.cloud/success.html",
    "failure_url": "https://dev-checkout.portone.cloud/failure.html",
    "expiry_hours": 48,
    "source": "api",
    "description": "Payment for the order #42140324",
    "show_shipping_details": false,
    "show_back_button": false,
    "default_guest_checkout": true,
    "is_checkout_embed": false,
    "environment": "sandbox"
}

Reference links