Payment Methods
Following is the list of available Payment Methods for supported Payment Channels:
note
In case of multiple offerings of same payment method, merchants can configure the payment method from the payment channel of his choice.
- e.g. To integrate
MOMOPay
, merchant can choose theMOMOPAY_WALLET
payment method by configuringMOMOPay
or viaEPay
payment channels. - It will be merchants responsibility to configure appropriate Payment Channels and enable/disable required Payment Methods. :::
Sr No. | Payment Channels | Payment Methods | Description |
---|---|---|---|
1 | MomoPay | MOMOPAY_WALLET | |
MOMOPAY_ATM_CARD | |||
2 | ZaloPay | ZALOPAY_ATMCARD | Initiate payments using local bank ATM cards. |
ZALOPAY_CREDITCARD | Initiate payments using international credit cards. | ||
ZALOPAY_WALLET | Initiate payments using ZaloPay wallet, requires ZaloPay mobile app to complete the transaction. | ||
ZALOPAY_ALL | Provides all above options to choose for the customer. | ||
3 | VNPay | VNPAY_ALL | |
VNPAY_EWALLET | |||
4 | OnePay | ONEPAY_CREDIT_CARD | Initiate payments using international credit cards. |
ONEPAY_ATM_CARD | Initiate payments using local bank ATM cards. | ||
ONEPAY_ALL | Provides all above options to choose for the customer. | ||
ONEPAY_WALLET | Initiate payment to pay via QR code through local banks wallets. | ||
5 | 9Pay | NINEPAY_WALLET | |
NINEPAY_ATM_CARD | |||
NINEPAY_CREDIT_CARD | |||
NINEPAY_ALL | |||
6 | NAPAS | NAPAS_ALL | |
7 | ShopeePay | SHOPEEPAY_WALLET | |
8 | Omise | OMISE_CARD | Initiate payments using international credit cards with tokenization |
OMISE_TRUEMONEY | |||
OMISE_ALIPAY | |||
OMISE_ALIPAY_CN | Initiate payments using Alipay+ for SGD | ||
OMISE_RABBIT_LINEPAY | |||
9 | VtcPay | VTCPAY_WALLET | Initiate payment to pay via QR code through wallet. |
VTCPAY_ATM_CARD | Initiate payments using local bank ATM cards. | ||
VTCPAY_CREDIT_CARD | Initiate payments using international credit cards. | ||
10 | FoxPay | FOXPAY_WALLET | Initiate payment to pay via QR code through wallet. |
FOXPAY_ATM_CARD | Initiate payments using local bank ATM cards. | ||
FOXPAY_CREDIT_CARD | Initiate payments using international credit cards. | ||
11 | BAOKIM | BAOKIM_ATM_CARD | Initiate payments using local bank ATM cards. |
BAOKIM_CREDIT_CARD | Initiate payments using international credit cards | ||
BAOKIM_INSTALLMENT | Initiate payments using installments by credit card | ||
BAOKIM_QR_CODE | Initiate payments using QR Code | ||
BAOKIM_VIRTUAL_ACCOUNT | Initiate payments using Bank Transfer | ||
BAOKIM_MOMOPAY | Initiate payments using MomoPay wallet | ||
BAOKIM_VIETTELPAY | Initiate payments using ViettelPay wallet | ||
BAOKIM_ALL | Provides all above options to choose for the customer | ||
12 | XENDIT-Indonesia | XENDIT_OVO | Initiate payments using Ovo wallet |
XENDIT_DANA | Initiate payments using Dana wallet | ||
XENDIT_LINKAJA | Initiate payments using LinkAja wallet | ||
XENDIT_SHOPEEPAY | Initiate payments using ShopeePay wallet | ||
XENDIT_SAKUKU | Initiate payments using Sakuku wallet | ||
XENDIT_CREDIT_CARD | Initiate payments using international credit cards | ||
XENDIT_VIRTUAL_ACCOUNT | Initiate payments using Bank Transfer | ||
Xendit-Philippines | XENDIT_CREDIT_CARD | Initiate payments using international credit cards | |
XENDIT_PAYMAYA | Initiate payments using PayMaya wallet | ||
XENDIT_GCASH | Initiate payments using GCash wallet | ||
XENDIT_GRABPAY | Initiate payments using GrabPay wallet | ||
13 | STRIPE | STRIPE_CARD | Initiate payments using international credit cards |
STRIPE_GRABPAY | Initiate payments using GrabPay wallet | ||
14 | Asiapay-Indonesia | ASIAPAY_OVO | Initiate payments using Ovo wallet |
ASIAPAY_DANA | Initiate payments using Dana wallet | ||
ASIAPAY_SHOPEEPAY | Initiate payments using ShopeePay wallet | ||
ASIAPAY_ALL | Initiate payments using all payments | ||
ASIAPAY_CREDIT_CARD | Initiate payments using international credit card | ||
Asiapay-Thailand | ASIAPAY_LINEPAY | Initiate payments using LinePay | |
ASIAPAY_SHOPEEPAY | Initiate payments ShopeePay wallet | ||
ASIAPAY_ALIPAY | Initiate payments using AliPay | ||
ASIAPAY_WECHATPAY | Initiate payments using WechatPay | ||
ASIAPAY_UNIONPAY | Initiate payments using UnionPay | ||
ASIAPAY_ALL | Initiate payments using all payments | ||
ASIAPAY_CREDIT_CARD | Initiate payments using international credit card | ||
Asiapay-Singapore | ASIAPAY_GRABPAY | Initiate payments using GrabPay | |
ASIAPAY_WECHATPAY | Initiate payments using WechatPay | ||
ASIAPAY_UNIONPAY | Initiate payments using UnionPay | ||
ASIAPAY_ALIPAY | Initiate payments using AliPay | ||
ASIAPAY_ALL | Initiate payments using all payments | ||
ASIAPAY_CREDIT_CARD | Initiate payments using international credit card | ||
Asiapay-Malaysia | ASIAPAY_UNIONPAY | Initiate payments using UnionPay | |
ASIAPAY_GRABPAY | Initiate payments using GrabPay | ||
ASIAPAY_TOUCHNGO | Initiate payments using TouchnGo | ||
ASIAPAY_BOOST | Initiate payments using Boost | ||
ASIAPAY_SCAN_AND_PAY | Initiate payments using ScanAndPay | ||
ASIAPAY_ATOME | Initiate payments using Atome | ||
ASIAPAY_SHOPBACK | Initiate payments using ShopBack | ||
ASIAPAY_PACE | Initiate payments using Pace | ||
ASIAPAY_FPX | Initiate payments using FPX | ||
ASIAPAY_PAYPAL | Initiate payments using Paypal | ||
ASIAPAY_ALIPAY | Initiate payments using AliPay | ||
ASIAPAY_ALL | Initiate payments using all payments | ||
ASIAPAY_CREDIT_CARD | Initiate payments using international credit card | ||
Asiapay-Vietnam | ASIAPAY_MOMOAPAY | Initiate payments using MomoPay | |
ASIAPAY_ALIPAY | Initiate payments using AliPay | ||
ASIAPAY_ALL | Initiate payments using all payments | ||
ASIAPAY_CREDIT_CARD | Initiate payments using international credit card | ||
Asiapay-Taiwan | ASIAPAY_CREDIT_CARD | Initiate payments using international credit card | |
ASIAPAY_ALL | Initiate payments using all payments | ||
ASIAPAY_LINEPAY | Initiate payments using LinePay | ||
ASIAPAY_JKOPAY | Initiate payments using JKOPay | ||
ASIAPAY_ATOME | Initiate payments using Atome | ||
ASIAPAY_UNIONPAY | Initiate payments using UnionPay | ||
Asiapay-Philippines | ASIAPAY_CREDIT_CARD | Initiate payments using international credit card | |
ASIAPAY_ALL | Initiate payments using all payments | ||
ASIAPAY_SHOPEEPAY | Initiate payments using ShopeePay | ||
ASIAPAY_GRABPAY | Initiate payments using GrabPay | ||
ASIAPAY_WECHATPAY | Initiate payments using WechatPay | ||
ASIAPAY_UNIONPAY_PH | Initiate payments using UnionPay | ||
ASIAPAY_ALIPAY | Initiate payments using AliPay | ||
ASIAPAY_GCASH | Initiate payments using GCash | ||
ASIAPAY_TENDOPAY | Initiate payments using TendoPay | ||
ASIAPAY_BDO | Initiate payments using BDO Net Banking | ||
ASIAPAY_BPI | Initiate payments using BPI Net Banking | ||
ASIAPAY_LANDBANK | Initiate payments using Landbank Net Banking | ||
ASIAPAY_METROBANK | Initiate payments using Metrobank Net Banking | ||
ASIAPAY_RCBC | Initiate payments using RCBC Net Banking | ||
ASIAPAY_UNIONBANK | Initiate payments using Unionbank Net Banking | ||
15 | EPAY | EPAY_CREDIT_CARD | Initiate payments using international credit cards |
EPAY_ATM_CARD | Initiate payments using local ATM cards | ||
EPAY_ALL | Initiate payments using all payments | ||
EPAY_VIRTUAL_ACCOUNT | Initiate payments using virtual account | ||
EPAY_ZALOPAY_WALLET | Initiate payments using ZaloPay wallet | ||
EPAY_MOCA_WALLET | Initiate payments using Moca wallet | ||
EPAY_MOMOPAY_WALLET | Initiate payments using MomoPay wallet | ||
EPAY_SHOPEEPAY_WALLET | Initiate payments using ShopeePay wallet | ||
EPAY_VIETTELPAY_WALLET | Initiate payments using ViettelPay wallet | ||
EPAY_INSTALLMENT | Initiate payments using epay installments | ||
16 | APPOTAPAY | APPOTAPAY_ATM_CARD | Initiate payment using local ATM cards |
APPOTAPAY_CREDIT_CARD | Initiate payment using credit cards | ||
APPOTAPAY_APPOTA_WALLET | Initiate payment using AppotaPay wallet | ||
APPOTAPAY_MOCA_WALLET | Initiate payment using Moca GrabPay wallet | ||
APPOTAPAY_VNPTWALLET_WALLET | Initiate payment using VNPT Pay wallet | ||
APPOTAPAY_SHOPEEPAY_WALLET | Initiate payment using ShopeePay wallet | ||
APPOTAPAY_MOMO_WALLET | Initiate payment using MomoPay wallet | ||
APPOTAPAY_VIRTUAL_ACCOUNT | Initiate payment using virtual account | ||
APPOTAPAY_MOBILE_MONEY | Initiate payment using mobile money | ||
APPOTAPAY_ALL | Initiate payment using all methods | ||
17 | Pay Solutions | PS_ALL | Initiate payment using all methods |
PS_CREDIT_CARD | Initiate payment using credit cards | ||
PS_ALIPAY | Initiate payment using AliPay | ||
PS_PROMPTPAY | Initiate payment using Prompt Pay | ||
PS_WECHATPAY | Initiate payment using WeChat Pay wallet | ||
PS_TRUEMONEY | Initiate payment using TrueMoney wallet | ||
18 | TripleA | TRIPLEA_CRYPTO | Initiate payment using cryptocurrency |
19 | True Money | TRUEMONEY_ALL | Initiate payment using all methods via mobile app |
20 | GBPrimePay | GBPRIMEPAY_DEBIT_CARD | Initiate payment using Debit cards |
GBPRIMEPAY_CREDIT_CARD | Initiate payment using Credit cards | ||
GBPRIMEPAY_QRCASH | Initiate payment using Prompt Pay | ||
GBPRIMEPAY_QRCREDIT | Initiate payment QR Credit | ||
GBPRIMEPAY_TRUEMONEY_WALLET | Initiate payment using TrueMoney wallet | ||
GBPRIMEPAY_SHOPEEPAY_WALLET | Initiate payment using ShopeePay wallet | ||
GBPRIMEPAY_RABBIT_LINEPAY_WALLET | Initiate payment using Rabbit Line Pay wallet | ||
GBPRIMEPAY_WECHAT_WALLET | Initiate payment using WeChat Pay wallet | ||
GBPRIMEPAY_KPLUS_BANK | Initiate payment using KPlus bank | ||
GBPRIMEPAY_KRUNGSRI_BANK | Initiate payment using Krungsri bank | ||
GBPRIMEPAY_KRUNGTHAI_BANK | Initiate payment using Krungthai bank | ||
GBPRIMEPAY_BBL_BANK | Initiate payment using BBL bank(Mobile only) | ||
GBPRIMEPAY_SCBEASY_BANK | Initiate payment using SCB Easy bank(Mobile only) | ||
GBPRIMEPAY_INSTALLMENT | Initiate payment using Installment method | ||
GBPRIMEPAY_ATOME | Initiate payment using Atome | ||
21 | Atome | ATOME_BNPL | Initiate payment using atome |
22 | LinePay | LINEPAY_WALLET | Initiate payment using linepay |
23 | iPay88-Indonesia | IPAY88_MAYBANK_VA | Initiate payment using Maybank Virtual Account |
IPAY88_PERMATA_VA | Initiate payment using Permata Virtual Account | ||
IPAY88_MANDIRI_ATM | Initiate payment using Mandiri Virtual Account | ||
IPAY88_AKULAKU | Initiate payment using Akulaku | ||
IPAY88_LINKAJA | Initiate payment using LinkAja wallet | ||
IPAY88_DANA | Initiate payment using Dana wallet | ||
IPAY88_SHOPEEPAY | Initiate payment using ShopeePay wallet | ||
IPAY88_OVO | Initiate payment using Ovo wallet | ||
IPAY88_NOBUBANK_QR | Initiate payment using Nobubank QR | ||
IPAY88_SHOPEEPAY_QR | Initiate payment using ShopeePay QR | ||
IPAY88_GPN | Initiate payment using GPN | ||
iPay88-Thailand | IPAY88_CREDIT_CARD | Initiate payment using credit cards | |
IPAY88_KBANK | Initiate payment using KBank | ||
IPAY88_SCB | Initiate payment SCB bank | ||
IPAY88_BAY | Initiate payment using BAY bank | ||
IPAY88_BBL | Initiate payment using BBL bank | ||
IPAY88_RABBIT_LINE_PAY | Initiate payment using Rabbit Line Pay wallet | ||
IPAY88_SHOPEEPAY_JUMPAPP | Initiate payment using ShopeePay wallet | ||
IPAY88_TRUE_MONEY | Initiate payment using TrueMoney wallet | ||
IPAY88_PROMPT_PAY | Initiate payment using PromptPay | ||
24 | BBL | BBL_PROMPTPAY | Initiate payment using Prompt Pay |
25 | Kredivo | KREDIVO_BNPL | Initiate payment using Kredivo |
26 | ESPAY | ESPAY_CREDIT_CARD | Initiate payment using credit cards |
ESPAY_BRI_VA | Initiate payment using BRI Virtual Account | ||
ESPAY_BRI_EPAY | Initiate payment using BRI E-Pay | ||
ESPAY_BRI_DIRECT_DEBIT | Initiate payment using BRI Direct Debit | ||
ESPAY_MANDIRI_VA | Initiate payment using Mandiri Virtual Account | ||
ESPAY_PERMATA_VA | Initiate payment using Permata Virtual Account | ||
ESPAY_PERMATA_NETPAY | Initiate payment using Permata NetPay | ||
ESPAY_DANAMON_VA | Initiate payment using Danamon Virtual Account | ||
ESPAY_MAYBANK_VA | Initiate payment using Maybank Virtual Account | ||
ESPAY_BNI_VA | Initiate payment using BNI Virtual Account | ||
ESPAY_CIMB_NIAGA_VA | Initiate payment using CIMB Niaga Virtual Account | ||
ESPAY_MASPION_VA | Initiate payment using Maspion Virtual Account | ||
ESPAY_ARTHA_GRAHA_VA | Initiate payment using Artha Graha Virtual Account | ||
ESPAY_BTN_VA | Initiate payment using BTN Virtual Account | ||
ESPAY_BTPN_VA | Initiate payment using BTPN Virtual Account | ||
ESPAY_LINKAJA | Initiate payment using LinkAja wallet | ||
ESPAY_DANA | Initiate payment using DANA wallet | ||
ESPAY_OVO | Initiate payment using OVO wallet | ||
ESPAY_SHOPEEPAY | Initiate payment using ShopeePay wallet | ||
ESPAY_CIMB_CLICK | Initiate payment using CIMB Click | ||
ESPAY_CIMB_DIRECT_DEBIT | Initiate payment using CIMB Direct Debit | ||
ESPAY_AKULAKU | Initiate payment using Akulaku | ||
ESPAY_QRIS | Initiate payment using QRIS | ||
27 | HeroPlus | HEROPLUS_BNPL | Initiate payment using HeroPlus |
28 | Chillpay | CHILLPAY_CREDIT_CARD | Initiate payment using credit cards |
CHILLPAY_LINEPAY | Initiate payment using LinePay wallet | ||
CHILLPAY_ALIPAY | Initiate payment using Alipay wallet | ||
CHILLPAY_WECHATPAY | Initiate payment using WeChatPay wallet | ||
CHILLPAY_SHOPEEPAY | Initiate payment using ShopeePay wallet | ||
CHILLPAY_TRUEMONEY | Initiate payment using TrueMoney wallet | ||
CHILLPAY_QRCODE | Initiate payment using Chillpay QR Code | ||
29 | KBank | KBANK_PROMPTPAY | Initiate payment using Prompt Pay |
KBANK_CREDIT_CARD | Initiate payment using credit cards | ||
KBANK_INSTALLMENT | Initiate payment using installments by credit card | ||
KBANK_ALIPAY | Initiate payment using Alipay wallet | ||
KBANK_WECHAT | Initiate payment using WeChat wallet | ||
KBANK_UNIONPAY | Initiate payment using UnionPay | ||
30 | PortOne-Korea | PORTONE_KG_INICIS_CREDIT_CARD | Initiate payment using Credit Cards via KG INICIS |
PORTONE_TOSS_CREDIT_CARD | Initiate payment using Credit Cards via Toss Payments | ||
PORTONE_KCP_CREDIT_CARD | Initiate payment using Credit Cards via NHN KCP | ||
PORTONE_NICE_CREDIT_CARD | Initiate payment using Credit Cards via Nice Payments | ||
PORTONE_NAVERPAY | Initiate payment using Naver Pay Wallet | ||
PORTONE_KCP_NAVERPAY | Initiate payment using Naver Pay Wallet via NHN KCP | ||
PORTONE_KG_INICIS_NAVERPAY | Initiate payment using Naver Pay Wallet via KG INICIS | ||
PORTONE_KAKAOPAY | Initiate payment using Kakao Pay Wallet | ||
PORTONE_PAYCO | Initiate payment using PAYCO Wallet | ||
PORTONE_TOSSPAY | Initiate payment using Toss Wallet | ||
PORTONE_PAYMENTWALL_CREDIT_CARD | Initiate payment using Credit Cards via Paymentwall | ||
PORTONE_EXIMBAY_CREDIT_CARD | Initiate payment using Credit Cards via Eximbay | ||
PORTONE_PAYMENTWALL_PAYEASY | Initiate payment using Payeasy via Paymentwall | ||
PORTONE_EXIMBAY_ECONTEXT | Initiate payment using eContext via Eximbay | ||
31 | Instamojo | INSTAMOJO_ALL | Initiate payment using Instamojo |
32 | Paynamics | PAYNAMICS_CREDIT_CARD | Initiate payment using Creditcard |
PAYNAMICS_GCASH | Initiate payment using GCash wallet | ||
PAYNAMICS_PAYMAYA | Initiate payment using Paymaya wallet | ||
PAYNAMICS_INSTALLMENT | Initiate payment using Installment | ||
PAYNAMICS_711_OTC | Initiate payment using 7/11 OTC | ||
PAYNAMICS_CLIQQ_OTC | Initiate payment using Cliqq OTC | ||
PAYNAMICS_DA5_OTC | Initiate payment using DA5 OTC | ||
PAYNAMICS_DRAGONPAY_OTC | Initiate payment using DragonPay OTC | ||
33 | CyberSource | CYBERSOURCE_CREDIT_CARD | Initiate payment using Credit card |
34 | Tazapay | TAZAPAY_ALL | Initiate payment using Tazapay |
TAZAPAY_CREDIT_CARD | Initiate payment using Credit card | ||
TAZAPAY_PAYNOW | Initiate payment using PayNow | ||
TAZAPAY_FPX | Initiate payment using FPX | ||
TAZAPAY_POLI | Initiate payment using PoLi | ||
TAZAPAY_BANCONTACT | Initiate payment using Bancontact | ||
TAZAPAY_INSTANT_BANK_TRANSFER | Initiate payment using Instant Bank Transfer | ||
TAZAPAY_UPI | Initiate payment using UPI | ||
35 | SmartPay | SMARTPAY_CREDIT_CARD | Initiate payment using Creditcard |
SMARTPAY_QR | Initiate payment using SmartPay QR | ||
SMARTPAY_ATM_CARD | Initiate payment using ATM card | ||
36 | Eway | EWAY_CREDIT_CARD | Initiate payment using Creditcard |
37 | Reach | REACH_CREDIT_CARD | Initiate payment using Creditcard |
38 | Klasha | KLASHA_CREDIT_CARD | Initiate payment using Credit/Debit card |
KLASHA_BANK_TRANSFER | Initiate payment using Bank Transfer | ||
KLASHA_MPESA | Initiate payment using MPesa | ||
39 | Komoju | KOMOJU_CREDIT_CARD | Initiate payment using Credit/Debit cards |
KOMOJU_BANK_TRANSFER | Initiate payment using Bank Transfer | ||
KOMOJU_PAY_EASY | Initiate payment using PayEasy ATM Transfer | ||
KOMOJU_KONBINI_711 | Initiate payment using Konibini 7/11 | ||
KOMOJU_KONBINI_FAMILY_MART | Initiate payment using Konibini FamilyMart | ||
KOMOJU_KONBINI_LAWSON | Initiate payment using Konibini Lawson | ||
KOMOJU_KONBINI_MINISTOP | Initiate payment using Konibini Ministop | ||
KOMOJU_KONBINI_DAILY_YAMAZAKI | Initiate payment using Konibini Daily Yamazaki | ||
KOMOJU_KONBINI_SEICOMART | Initiate payment using Konibini Seicomart | ||
KOMOJU_WEB_MONEY | Initiate payment using WebMoney Prepaid card | ||
KOMOJU_MERPAY | Initiate payment using MerPay Wallet | ||
KOMOJU_LINEPAY | Initiate payment using Linepay Wallet | ||
KOMOJU_PAYPAY | Initiate payment using PayPay Wallet | ||
KOMOJU_ALIPAY | Initiate payment using Alipay Wallet | ||
KOMOJU_RAKUTEN_PAY | Initiate payment using Rakuten Pay Wallet | ||
KOMOJU_AU_PAY | Initiate payment using AU Pay Wallet | ||
KOMOJU_PAIDY | Initiate payment using Paidy BNPL | ||
40 | GlobalPayments | GLOBAL_PAYMENTS_CREDIT_CARD | Initiate payment using Credit/Debit cards |
41 | Payletter | PAYLETTER_CREDIT_CARD | Initiate payment using Credit cards |
42 | Paymetnwall | PAYMENTWALL_CREDIT_CARD | Initiate payment using Credit cards |
PAYMENTWALL_FPX | Initiate payment using FPX Net Banking | ||
PAYMENTWALL_SOFORT | Initiate payment using Sofort payment Net Banking | ||
PAYMENTWALL_IDEAL | Initiate payment using iDeal payment Net Banking | ||
PAYMENTWALL_BLIK | Initiate payment using Blik payment Net Banking | ||
PAYMENTWALL_PRZELEWY24 | Initiate payment using Przelewy24 payment Net Banking | ||
PAYMENTWALL_MULTIBANCO | Initiate payment using Multibanco payment Net Banking | ||
PAYMENTWALL_EPS | Initiate payment using EPS payment Net Banking | ||
PAYMENTWALL_BANCONTACT | Initiate payment using Bancontact Net Banking | ||
PAYMENTWALL_PAYSHOP | Initiate payment using Payshop | ||
PAYMENTWALL_KONBINI | Initiate payment using Konbini | ||
PAYMENTWALL_NAVERPAY | Initiate payment using Naver Pay Wallet | ||
PAYMENTWALL_KAKAOPAY | Initiate payment using Kakao pay Wallet | ||
PAYMENTWALL_TOUCHNGO | Initiate payment using Touch n Go Wallet | ||
PAYMENTWALL_BOOST | Initiate payment using Boost Wallet | ||
PAYMENTWALL_GRABPAYMY | Initiate payment using GrabPay MY Wallet | ||
PAYMENTWALL_GRABPAYPH | Initiate payment using GrabPay PH Wallet | ||
PAYMENTWALL_PAYNOW | Initiate payment using PayNow Wallet | ||
43 | Others | OTHERS_COD | Initiate payment using Cash On Delivery |
OTHERS_DIRECT_BANK_TRANSFER | Initiate payment using Direct Bank Transfer |